Perhaps, just as plan sponsors have developed onboarding programs for new hires when it comes to saving for retirement, maybe they should add “unboarding” programs as a bookend for those nearing retirement.
Posts From Christopher Carosa, CTFA
Whether a plan sponsor decides to adopt a 401k IPS remains an open question. It’s not a question that should be treated casually. Every plan situation is different. Plan sponsors therefore must conduct a thorough due diligence to determine what’s best for their plan.
The State of Retirement Plans, Targeting 12b-1 Fees, and Topping Out.
Although we’ve seen a broader acceptance of using an IPS, their use is by no means universal and particularly lacking among smaller employers. Perhaps there’s a realization that, if you don’t get the IPS right, you’ll only increase your liability.
A Cornucopia of Issues, “It’s Happening…” and Revenue Sharing Can’t Hide Any More…
“Surveys show about half of investors don’t know how much they’re paying for advice, and about one in six think they pay nothing.”
Live long(er) and prosper?, quiet fronts, and investment envy.
When you’re not an expert in an important job that you need done, what do you do?
Free to fail in retirement, fee irony, and investment theory… stinks.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 12/6/19
Do Regulatory Rules Work? Fiduciary Drip-Drip-Drip, and Challenging Investing Convention.