SECURE is happening, behind the fee curtain, and busting investment assumptions.
Posts From Christopher Carosa, CTFA
It’s important to remember that the 401k MEP is just a vehicle. Whether they truly meet the objective of employees saving more for retirement and doing so effectively and efficiently comes down to execution.
Here we go again, fixin’ what ain’t broke, and you might have heard this before (sigh!).
Perhaps, just as plan sponsors have developed onboarding programs for new hires when it comes to saving for retirement, maybe they should add “unboarding” programs as a bookend for those nearing retirement.
Do Regulatory Rules Work? Fiduciary Drip-Drip-Drip, and Challenging Investing Convention.
Whether a plan sponsor decides to adopt a 401k IPS remains an open question. It’s not a question that should be treated casually. Every plan situation is different. Plan sponsors therefore must conduct a thorough due diligence to determine what’s best for their plan.
The State of Retirement Plans, Targeting 12b-1 Fees, and Topping Out.
Although we’ve seen a broader acceptance of using an IPS, their use is by no means universal and particularly lacking among smaller employers. Perhaps there’s a realization that, if you don’t get the IPS right, you’ll only increase your liability.
A Cornucopia of Issues, “It’s Happening…” and Revenue Sharing Can’t Hide Any More…
Top 5 FiduciaryNews.com Stories in 2019 for the 401k Plan Sponsor and Fiduciary
The articles that caught the greatest interest may indicate not only answers people seek but future directions they intend to go. Let’s take a look.