Ary Rosenbaum’s latest book tells the story of the modern retirement era through the lens of classic movie sequels, but it’s his own unique experiences that tell the real story. Here’s a taste.
Posts From Christopher Carosa, CTFA
A cauldron of competing retirement policy ideas, the fiduciary unknown, and the market squeeze.
Prolific ERISA attorney shares his views on the DOL’s Fiduciary Rule and the direction the industry is headed in.
Nothing but “Fiduciary,” more about retirement policy, and market reversal – is it time to call it?
In the final analysis, though many Americans would find it difficult or impossible to be happy with their retirement income being limited to Social Security, a sizable group of other Americans can and do live their retirement with Social Security as their sole income source.
MIA because they didn’t IRA, on being a fiduciary, and “a deal or a steal?” only the litigator knows for sure.
“Retirement savers must maintain long-term orientation regarding their assets. Supply and demand shock and generally easy to identify and often temporary in nature. These shocks often bring out the worst in decision making for investors. Astute investors will want to recognize this for what it’s worth: the opportunity to stand athwart the crowds in the market and purchase at cut-rate prices.”
The Undiscovered Fiduciary, SEC goes on safari, and barber investing.
If it is true the fear of loss motivates people more than the offer of a gain, then the traditional 401k company match framework is designed improperly. Currently, employees are promised a reward for contributing in their 401k plan. Think of this as the carrot urging people to save for their retirement. What if, instead of using a carrot, plan sponsors reframe the “match” in terms of a stick?
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 3/30/18
Fiddling away precious time, filling the fiduciary void, and the beginning of the end?