Education
80% Salary Replacement Rule: Origins and Exceptions for 401k Retirement Savers to Consider
The Rule dates back to the early years of the Reagan administration and has been updated annually for the past three decades.
Detecting These Signs of Overconfidence Can Help 401k Investors Avoid a Fall
How knowing Greek Tragedy and Elizabethan Theater can help us live a better retirement.
How Should the 401k Fiduciary Address “Leakage”?
If a choice between working longer or losing your house, which would you choose?
The One Single Most Important Investing Concept a 401k Fiduciary Must Teach Every Employee Investor
Like a car’s top-end gear, in the big picture 401k investing decisions are less powerful than most think.
Are 401k Plan Sponsors Poised to Cut a Popular Feature?
Company matching has long provided a turbo boost for employees saving in their 401k plans. With the advent of auto-enrollment, will such matching go the way of the once popular crossfire injection?
Coming Soon From a 401k Plan Sponsor Near You: A New and Improved Focus on Participant Education
Until communication education becomes generally accepted and standardized, it may be safer to rely on an Annual Education Program rather than an Education Policy Statement.
Fact or Fiction? Slaying the Myth of the 401k Tax Advantage Myth
It’s like winning the lottery. In exchange for getting money you wouldn’t have otherwise received, you’ll have to give some of it to Uncle Sam. Uncle Sam gets more taxes. You get more money. It’s a win-win!
Retirement Readiness: The One True 401k Benchmark Every Fiduciary Should Measure
“The ultimate goal of a 401k plan is to maximize the participants’ retirement readiness.”
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