Education
Social Security – A Promise Breaking?
While Social Security is not going “bankrupt,” it’s clear it will have to change in both a fundamental and disruptive way.
Did the 401k Really Kill the Pension Plan?
In this retirement plan version of the game “Who Killed Cock Robin?” we can identify three macroeconomic trends that slayed the pension plan, once the giant among all retirement plans. But, where does the 401k fit in?
The Rise and Demise of Corporate Pension Plans
Despite those imagined rosy memories, actual history shows, with a few notable exceptions, pensions were never as universal or as lucrative as imagined.
5 Reasons Why Roth Plans are More Popular with Millennials than Baby Boomers
The traditional lifestyle arc, along with the traditional career arc, may push millennials away from Roth style savings later in life.
The True Legacy of Ben Franklin’s Last Will and Testament
Why did Philadelphia’s fund grow slower than Boston? Davis says, “If they had been invested for the same time at the same rate, there would be no difference, so it would appear that Philly got lower returns on funds invested than Boston.”
What Ben Franklin Might Tell a 401k Fiduciary to Say at an Enrollment Meeting
Franklin was not merely an advocate of entrepreneurism, he was also one heck of a financier. His will actually calculated the precise growth he expected from the trusts and further instructed the trustees in terms of allocating those assets at the end of the first hundred years and again at the end of a second hundred years upon which the trust would be terminated.
A Last Minute 5 Point Checklist Once You’ve Decided Whether to Convert to a Roth
After you’ve done your preliminary analysis and are ready to pull the switch to convert, there’s one more thing you need to do. Actually, there are five more things to do, and we present them in this concise checklist.
5 Reasons to Convert to a Roth
The growing popularity of using Roths makes converting to them an option worth considering. Here are five reasons to convert to a Roth, four of which you rarely read about.
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