Due Diligence
Fiduciary Split Decision: Are Separately Managed Accounts (SMAs) In The Best Interest Of 401k Retirement Savers?
“They can benefit from something more tailored to their unique circumstances, particularly as they are approaching certain key inflection points in their working lives or key financial decisions they have to make or key life events. Therefore, what we’ve been seeing in the retirement plan industry is this emphasis on retirement plan services.”
How Stock Pickers Incorporate (Or Don’t) ESG And Stay Within Their Fiduciary Duty To Clients
While this might ruffle the feathers of ESG activists, those responsible for the day-to-day work of picking stocks have the real-world experience to fully understand where Buffett is coming from.
Is ESG Investing A Problem For Fiduciary Duty?
The Biden Rule, like the Trump Rule, does not encourage or discourage the use of ESG criteria when selecting investments. This allows fiduciaries to either adopt ESG principles or ignore them.
Can Cost Trump Your Fiduciary Duty?
If a fiduciary feels carrying out legal duties entails a high cost, there is an acceptable strategy for dealing with this, but the fiduciary must execute it before the client signs the contract.
What Can Be Done As Rising Rates Tank Bond Funds Leaving 401k Savers Bewildered?
In general, there are some simple rules to follow. That being said, just because the rules are simple doesn’t mean you should follow them.
Will DOL’s New ESG Fiduciary Rule Change How 401k Plan Sponsors Pick Investments?
Unlike previous definitions, this version takes a definitive step towards allowing plan sponsors to forgo traditional financial measures. Rather than relying on extensive academic studies, this new Rule represents a certain leap of faith.
Crypto Craze Cracks, Raising Potential 401k Fiduciary Liability?
Even without these extremes, this asset class brings with it a roller coaster experience, something many retirement savers won’t be able to stomach.
Should 401k Loans Be Allowed, Encouraged, Or Forbidden? A Fiduciary Perspective
Before you get all excited and look to replace your home equity loan with a 401k loan, you should consider these things.
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