Lesson: Always read the fine print. If it’s too good to be true, it usually is.
Due Diligence
What the stress test of Q3 2011 tells us about what the Target Date Fund industry learned from 2008 – and what it didn’t.
How many of these questions matter today?
Some practical advice to 401k investors that relies on real world results rather than just on academic studies.
New research suggests a better way to communicate critical investment information.
The research has been around for more than a decade. Why do regulators and the industry ignore it?
Many 401k plan sponsors aren’t aware of fee creep and how it exposes them to greater fiduciary liability. One plan’s ignorance cost it nearly a half million dollars in personal damages.
You’d trust someone who had your interests at heart. Would you give your trust to someone who didn’t? How can you tell if someone places your interests first?
Should the ideal 401k fiduciary face the problem head on or ignore it? What if there’s an easy alternative that’s already been proven to be better?
With even insiders questioning their appropriateness, it’s easy to understand why 401k plan sponsors continue to feel uncomfortable with ETFs. What exactly did these experts say?
