The Thought Leader Express

What If The Founding Fathers Were 401k Plan Sponsors?

What if the Founding Fathers were 401k plan sponsors? They never saw a 401k, yet faced many of the same challenges we do today — uncertainty, delayed gratification, and preparing for the future. This week’s Thoughtleader Roundtable explores the lessons Franklin, Washington, Jefferson, and Hamilton might offer modern fiduciaries.

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Must 401k Plan Sponsors Must Tackle Decumulation?

Decumulation 401k strategies promise to turn retirement savings into reliable income streams — but they also create new fiduciary responsibilities for plan sponsors. This week’s Thoughtleader Roundtable examines the challenges and practical approaches.

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With Impending Adviser Shortage Doom 401k Plan Sponsors?

Is an impending adviser shortage about to doom 401k plan sponsors? With fewer qualified experts available, plan fiduciaries face rising compliance and oversight risks. This week’s Thoughtleader Roundtable explores the talent crisis and practical strategies to protect retirement plans.

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What Do 401k Plan Sponsors Get So Wrong About 3(38) Delegation?

401k 3(38) delegation sounds like a clean handoff, but what if the liability never really leaves the room?

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“Does No Fiduciary Rule Make Things Worse for 401k Plan Sponsors?

The 401k fiduciary rule is gone again. The risk is not. In this regulatory limbo, plan sponsors face more exposure, not less.

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If You Could Give One Gift to the 401k World, What Would It Be?

Experts reveal their 401k Christmas wish—from lifelong education to universal access. Which gift would transform retirement?

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Should 401k Fiduciaries Use Risk Capacity Or Risk Tolerance?

401k risk capacity trumps tolerance to avoid ERISA lawsuits. Learn prudent fiduciary strategies for participant advice.

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How Will Supreme Court Reshape 401k Fee Litigation?

Supreme Court scrutiny is poised to redefine 401k fee litigation, raising the stakes for fiduciaries. With lawsuits targeting excessive fees, robust documentation and simplified plans are critical to avoid legal risks. Can fiduciaries prepare for shifting 401k fee litigation standards while ensuring ERISA compliance? The Problem: Rising 401k fee litigation threatens fiduciaries, as courts scrutinize […] Read Full Article

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