But this rookie mistake doesnât bypass veteran plan sponsors. If theyâve grown too complacent with their plan, they may wake up one day to find out theyâve got a dinosaur on their hands.
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This doesnât mean you shoot haphazardly for the stars when you can have the moon. After all, youâve got to know your limitations. Seeking unreachable goals will only make your retirement seem hollow and pointless.
Right now, those nearing or in retirement must confront the twin troubles of inflation and falling markets. One of these events, however, is worse than the other.