Child IRA
Exclusive Interview: DCALTA’s Jonathan Epstein Explains How You Might be More Familiar with Alternative Investments Than You Think
“Casting a wider investment net on asset classes and alternative strategies, especially those that are designed to reduce risk, as increasing a sponsor’s fiduciary liability. That seems to be the misnomer, that the term ‘alternatives’ assimilates to higher risk or higher cost investments.”
Guidelines for Minor Children: How to Avoid a Personal Retirement Crisis
But, as the cliché goes, “What about the children?” Arguably, it is minor children who have the best (and easiest) opportunity to shield themselves from a retirement crisis. They have the advantage of time (to maximize the benefits of compound interest).
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 8/25/17
State-run wrongs, advice vs. sales, and the consequences of fee compression.
Exclusive Interview with Charles Field: Less Restrictive Open 401k MEPs Relieve Some Burdens for Smaller Employers
“We have reached a watershed moment for retirement planning and saving.”
Exclusive Interview with Duane Thompson: Expect the Fiduciary Rule to Go Live on June 9th
“As for as the pre-release discussion of the Trump tax plan, I would just ignore it. It’s short on details, which raises too many questions.”
Exclusive Interview with Ted Benna: Quits Supporting Fiduciary Rule, says “Not Sufficient”
Ted Benna says ERISA/PBGC – not the 401k – killed pension plans and that pensions no longer make sense given our current job-hopping demographics. He also says a lot more in this must read interview.
The #1 Retirement Saving Goal for Teens and Children and the Most Useful Strategy to Get There
“Nothing is more in the best interest of the child. The judicious carrot of spending, when managed properly, actually instills a strong sense of and desire to save and, ironically, not spend.”
Exclusive Interview with Tara Falcone: How to Talk Financial to Millennials
“Millennials seek instant gratification. Putting money away today to live off of forty years from now isn’t nearly as sexy as a trip to Thailand with your girlfriends or tickets to the World Series. I’m not saying there’s anything wrong with that, but you’ve got to strike a balance between today and tomorrow.”
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