fiduciary
Why Are 401k PEPs Growing At A Slower Than Expected Rate?
There’s a fear that those rushing to promote their own PEPs are merely trying to return to the bundle service provider environment the industry evolved away from more than a decade ago. This makes due diligence all the more important.
What Are 401k Plan Sponsors Talking About Right Now?
Just as these changes come bearing down, so, too, does a need for greater hand holding. Pressures within the provider industry, however, appear to be reducing the number of available hands.
Are Fiduciary Risks Worth Putting Commodities In Retirement Plans?
There’s not a sin in listening to radio shows sponsored by those selling gold and silver. It’s quite another thing to actually act on their “recommendation.”
Are DOL’s ESG Tactics Backfiring With The 401k Fiduciary?
Should the platform offer ESG doesn’t necessarily mean good news for the 401k plan sponsor. Including ESG funds might introduce other risks.
401k Retirement Plan Fiduciary Risk & Bonds vs. Bond Funds During Rising Inflation
Normally, interest rates rise with inflation. In turn, bond rates rise with interest rates. But that hasn’t happened. In fact, short rates remain at historic lows. This means folks sitting in money markets or “safe” government bonds (and bond funds) are seeing their retirement savings eroded away.
Fiduciary Challenges For Merging 401k Plans
If you’re a fiduciary of the acquiring plan, you want to make sure you’re not burdened with any unknown liabilities. If you’re a fiduciary of the acquired plan, you want to make sure the merger process doesn’t introduce new liabilities.
401k Fiduciary Focus: How Does Risk Tolerance Harm Retirement Savers?
What would it take to realize the fiduciary liability of overtly using “risk tolerance” metrics? And what can 401k plan sponsors do about it?
After Supreme Court Ruling, Are TDFs A Ticking Time Bomb Of Fiduciary Liability?
The conflicts-of-interest inherent in selecting proprietary funds are apparent. Less so are the criteria used to determine what a suitable process might be.
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