Jack Towarnicky

The True Legacy of Ben Franklin’s Last Will and Testament

Why did Philadelphia’s fund grow slower than Boston? Davis says, “If they had been invested for the same time at the same rate, there would be no difference, so it would appear that Philly got lower returns on funds invested than Boston.”

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What Ben Franklin Might Tell a 401k Fiduciary to Say at an Enrollment Meeting

Franklin was not merely an advocate of entrepreneurism, he was also one heck of a financier. His will actually calculated the precise growth he expected from the trusts and further instructed the trustees in terms of allocating those assets at the end of the first hundred years and again at the end of a second hundred years upon which the trust would be terminated.

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Exclusive Interview with Jack Towarnicky: Child IRAs will make “Middle Class Millionaires”

“…just in case the politicians fail to act and have to scale back the [Social Security] promise, wouldn’t “middle class millionaire” status be a great gift of financial independence?”

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How Should the 401k Fiduciary Address “Leakage”?

If a choice between working longer or losing your house, which would you choose?

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