This week is all about those wayward 401k features that are well beyond their expiration date. Careful, though. In the process, youâll see whatâs garbage to one is a work of art to another.
Tag "loan"
Well, if weâre thinking outside the box, why not go big? It turns out, retirement planning isnât just about accumulating sources of future funds.
Before you get all excited and look to replace your home equity loan with a 401k loan, you should consider these things.
A few years ago, this might have been classified as a common âmistake.â Again, âmistakeâ is in quotes because this is less an issue for certain plans (usually small firms or particular industries) than others.
Common mistakes. Non-believing 401k plan sponsors. How many of these have you seen? What have you done to address the dilemma of what to do when the client isnât always right?
Long industry veteran tells it like it is. How will his comments change your thoughts on these important subjects?
Perhaps the first option to focus on is that one that involves âpaying backâ or ânot paying back.â The rules, while straightforward to financial professionals, may be less apparent to retirement savers.
The good news is 401k plan sponsors donât need to treat this as a solo act. Theyâve already got a team of hired hands to help them.
Fiduciary irony, fee disbelief, and investment deja vu.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 10/12/18
Silly public policy, the coming Fiduciary thing, and the return of classic investing headlines.