This is not to say the 401k is perfect and that there’s no need to improve it. These improvements, though, would be more like tweaks rather than wholesale changes.
Tag "retirement"
Compliance test, plan sponsor fiduciary awareness, and the similarity between Paul McCartney’s grandfather and the future of mutual funds.
But, as the cliché goes, “What about the children?” Arguably, it is minor children who have the best (and easiest) opportunity to shield themselves from a retirement crisis. They have the advantage of time (to maximize the benefits of compound interest).
Pension problems, spaghetti regs, and the never ending battle between stocks and bonds.
In this retirement plan version of the game “Who Killed Cock Robin?” we can identify three macroeconomic trends that slayed the pension plan, once the giant among all retirement plans. But, where does the 401k fit in?
State pension implosion, a regulation without teeth, and the fee-value correlation.
State-run wrongs, advice vs. sales, and the consequences of fee compression.
Marketing fiduciary, yes, conflicted fees matter, and exposing Index Funds
Pensions falling, pushing back fiduciary goal posts, and investment Lorelei Signals.
FiduciaryNews.com Trending Topics for ERISA Plan Sponsors: Week Ending 10/13/17
The wrong way to save retirement, the truth about “clean” shares, and Investing: It’s all your fault!