Timothy Yee
What’s the Immediate Impact of the DOL Fiduciary Rule on Current IRA Holders and Future Rollovers?
Just because the new Rule won’t be enforced until January doesn’t mean retirement savers can’t take advantage of it. This does, however, require individuals become self-reliance and look out for their own good. But how is that any different for all other consumer decisions?
Retirement Savers’ Most Taxing Misconceptions
Comprehending the tax code is not an activity for the faint of heart and most retirement savers would faint if they saw the actual codebook. The problem with current tax code is that it may not be the same in the future. This realization can have profound impact on the retirement savings strategy one undertakes.
When is it OK (and not OK) to mix TDFs with other funds?
Investing through mutual funds, including TDFs, is like using mass transportation. It’s not ideal but for many it’s the only realistic choice.
401k Plan Sponsors Need to Know the Good, the Bad, and Why TDFs are So Popular
With the pain of the Target Date Fund 2008/09 market crash debacle still lingering in the mind, to best assess the potential fiduciary liability inherent in TDFs – no matter what safes harbors were promised by the PPA – it’s critical that 401k plan sponsors understand what’s good about them, what’s bad about them, and just why they’re so popular.
10 Reasons Why It’s Better to Rollover Your 401k into an IRA
There are any number of reasons to get your money out of an old employer’s 401k plan. Here are 10 of them.
Industry Veterans Answer: Shall We Praise the 401k or Bury It?
Are we burying the 401k to dredge up the rotted carcass of an extinct notion, or are we burying it as we bury a seed, to feed it, to nurture it, so it may grow into a mighty tree that bears fruit when we need it.
Why aren’t 401k Plan Sponsors and Participants Asking These Questions?
Remember, it’s not what you know that’s important, it’s knowing that you don’t know what’s important that’s important.
DOL Proposed 401k Fee Roadmap: Merely Ineffective or A Major Plan Sponsor Sandtrap?
“A one-pager can really let the sun shine on the industry.”
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