Did the DOL miss the boat by not offering a definitive “apples-to-apples” comparison template?
Conflicts of Interest
Any talk of mutual fund expense ratios only diverts attention away from the true issue at hand – what are the true costs of those non-mutual fund products that make up nearly half of all 401k investments?
If a fee falls in the forest, will a 401k plan participant hear it?
At what point does acting solely for the benefit of the beneficiary cross the line into acting in behalf of one’s self-interest?
In the rush to get the headline, did the mass media just do a grave disservice to 401k plan sponsors and investors?
There’s no turning back. The cat is out of the bag. Regulators or not, the marketplace seems to have already made the decision to adopt the fiduciary standard.
401k plan sponsors may discover the Fee Disclosure Rule may be more hazardous than healthy.
Are the purported lower fees of bundling real, or are they a figment of some marketing department’s imagination? Worse, are bundled services really a fiduciary trap?
Worse, “all-in” might not be all it’s meant to be, possibly invalidating other results from the same survey. Here’s why.
