Michelle Capezza

The Fiduciary How (And Why) 401k Plan Sponsors Change Recordkeepers

The central role of the recordkeeper can create reverberations with other providers should the plan sponsor attempt to change recordkeepers. Any hiccup in the employees’ ability to manage their retirement assets can cause problems for plan sponsors.

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Is Proposed Bill Easing 401k Participation Of Workers Under Age 21 Focusing On The Wrong Thing?

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Any focus on younger employees in terms of saving for retirement may all be for naught. For these often lower-paid workers, the higher contribution caps for 401k plans may not any practical benefit.

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What Should 401k Plan Sponsors Do Now That The Fiduciary Rule Has Been Stayed?

The relative quickness of this one-two shot from the District Courts suggests an obvious flaw in the new Rule.

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‘Fiduciary’ Is The Best Practice 401k Plan Sponsors Can No Longer Ignore

It’s too easy for plan sponsors to get lost in the weeds when dealing with plan minutia. Yes, “the buck stops here” reality can overwhelm many. Delegation is the key. It’s also the Achilles Heel. This is where the magic word emerges.

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Does The New Fiduciary Rule Really ‘Level The Playing Field’?

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For all the good intentions, however, what will happen when the rubber finally meets the road? Will the new DOL Fiduciary Rule really level the playing field?

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The Impact Of New Fiduciary Rule On 401k Plan Sponsors

Here’s where the greatest controversy of the new Rule, as with its predecessors, comes to a head.

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5 Major Advantages 401k Plans Have Over Pension Plans

For all the rose-colored eyes that have a created a legend flawless certitude concerning memories of a time that never existed, pension plans simply can’t measure up to 401k plans.

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The Irony Of Taxing 401k Plans To Save Social Security

Worse, if the “alternatives” alluded to by the paper entail government backed programs like Social Security, this could have a debilitating impact on encouraging people to be responsible for funding their own retirement.

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