Maybe marketing isn’t all that it’s cracked up to be – at least when it comes to the best interests of retirement savers.
Tag "QDIA"
Perhaps we’ve learned choice isn’t all that it’s cracked up to be.
Over the decades, the role and standard of different types of service providers has shifted when it comes to plan design. But one thing remains constant.
Traditional 401k plan designs have demonstrated they actually discourage savings.
“Advisers should be very scared of being implicated in the lawsuits that will happen.”
Hit, Miss or Backfire? Controversial Ayres/Curtis 401k Fee Paper Claims Broad-Based Fiduciary Breach
Can a Swiss Cheese argument add any value to solving important issues that really exist?
“If you’re comfortably middle class, you can make the 401k work as a retirement vehicle.”
Here’s a quick overview of the most important facts surrounding key regulatory laws and rules, with some practical legal advice thrown in.
What the stress test of Q3 2011 tells us about what the Target Date Fund industry learned from 2008 – and what it didn’t.
2009 exposed a much deeper problem with Target Date Funds. Pitched as the be-all-and-end-all to 401k investors, these funds fell flat on their collective face as 2008’s down market exposed them as more sizzle than steak. Washington might help, but a knee-jerk reaction to 2008 is not a good solution at all.
