Astute fiduciaries understand this danger. They can proactively head off turbulence before the waters get particularly bad.
Tag "Syed Nishat"
In the end, though, you must remember the PEP is brand new. Not all offerings will offer the same advantages. Some may be designed specifically to forego one advantage to emphasize another.
Here things get a little familiar for companies with pre-existing stand-alone 401k plans (but may need to be discovered by those without plans).