Fiduciary News

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Posts From Christopher Carosa, CTFA

Experts Advise 401k Plan Sponsors on 408(b)(2) Fee Disclosure Template

Did the DOL miss the boat by not offering a definitive “apples-to-apples” comparison template?

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FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 7/27/12

Public pensions – an idea whose time has passed, self-directed peril, guess what’s happened because of fee disclosure and crazy mixed up investors.

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The Best Investment Advice 401k Investors Will Ever Receive

Here’s a win-win idea for both 401k investors and their fiduciaries.

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FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 7/20/12

Pension funds sing the blues, day-trading 401k accounts and just why did advisers reject the NBA retirement plan?

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7 Low or No-Cost Ways to Increase 401k Participation

While matching does provide a modest incentive, there are cheaper and more effective ways to get employees to save more in their 401k plans.

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FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 7/13/12

Corporate pension woes continue as the industry tries to regulate itself before the regulators do and everybody’s talking about fees.

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How 401k Plan Sponsors Can Best Teach Employees to Quit Emphasizing Income

The false promise of “safety” may lure unsuspecting 401k investors into the most dangerous trap they’ll never see – until it’s too late.

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FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 7/6/12

Fixing the pension fund hole, FINRA tries to make “suitability” more like “fiduciary” and a plethora of article on 401k fees (as if you didn’t have enough already).

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401k Plan Sponsors and the Mutual Fund Expense Ratio Wild Goose Chase

Any talk of mutual fund expense ratios only diverts attention away from the true issue at hand – what are the true costs of those non-mutual fund products that make up nearly half of all 401k investments?

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FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 6/29/12

Public pension plans’ long goodbye, the lost cause of the Fiduciary Standard, the mystery of the disappearing fee trick and mixed messages from mixed markets.

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